Xeshra: If a HDD is "parked", means the head is at the start position and not actively working, then a HDD can handle some shocks but this is a roulette, because it may still hurt some mechanics. If a HDD is dropped during a writing/reading action, the head can crash toward the platter... this is called "head crash". Because the head working at a distance of a tiny fraction of a millimeter, it is so close near the platter... even a hair is several times the size of the "gape" it got. So all it takes to cause a "contact" is a very small shock which is pushing the head toward the platter way lesser than what can be seen by our eyes (without special tools). If that happens... the surface will become scratched.. and the magnetic surface responsible for storing the information is as well countless of times thinner than a millimeter. So... not hard to guess why the head should never ever touch the surface and still, it needs to work extremely close at this surface... which is tricky because the precision it will need is finest high tech... extremely precise.
I'm trying to be more careful as the cost to replace them would be around £400+ and i can't imagine how long it would take to download it all again. I seem to have been very lucky. Being powered off probably saved me losing at least one drive. I install random games quite regular and have not come accross any disc errors so far.
Thanks, i use Linux and always power off my external drives after use to save wear. I unmount my internal HDD's when not in use but don't spin them down as it can increase the risk of failure apparently.